Insurance Bet

By now, all the gaming outlets already have insurance bets available for play. The phrase "Insure your investment with as low as RM 1" might sound attractive at first. Taking the idea of buying life insurance, it's mainly to cover all the permutations of your number. Personally, I felt that it doesn't really do much good.

If you plan of going for this game, my advice is play with numbers with at most 12 permutations or better still, numbers with 6 permutations. My reason here : try to look at the insurance bet payout compared to the straight bet payout. A few ringgit really doesn't give a significant value especially at the Consolation prize.

We need a slightly extra consideration here when forecasting a number. I think great emphasis should be given to numbers in 1st, 2nd and 3rd prize. The Starter should be your 'Consolation' here.

On top of the above, the basic rules of forecasting 4D as per stated in my other article would still apply.